Multi-Asset API Alternative

UniRateAPI vs Twelve Data: 2026 Comparison

Save 89% with UniRateAPI. Get 593 currencies including forex, crypto & precious metals in one unified API.

Quick verdict
Honest tradeoff before you read the full comparison.
PICK UNIRATEAPI IF

You want a currency-only API on a simple monthly quota at entry price. Twelve Data's cheapest paid tier is $79/mo — ours is $9/mo.

PICK TWELVE DATA IF

You need equities, ETFs, or unified stock + forex + crypto data. Twelve Data covers 84+ markets in one API — we stick to currencies and don't cover equities at all.

UniRateAPI

Recommended
$9/mo
750,000 requests/month
  • Time-series endpoint included
  • 593 currencies
  • 420+ cryptocurrencies
  • Precious metals (Gold, Silver, Platinum, Palladium)
  • 200 requests/day (6,000/month) free

Twelve Data

Multi-Asset API
$79/mo
377 credits/min (Grow tier) requests/month
  • Time-series requires $0 (included free)
  • 2,000+ forex pairs currencies
  • 4,800+ crypto pairs
  • Available
  • 800 calls/day free

The Real Value Comparison

Don't just compare sticker prices. Look at what you actually get for your money.

89% Lower Entry Cost

UniRateAPI
750,000 requests/month
$9/mo
Twelve Data
377 credits/min
$79/mo

Twelve Data's cheapest paid tier is $79/mo. UniRate's Pro tier is $9/mo — 89% less — for a forex-first API.

Monthly quota vs per-minute credits

UniRateAPI
750k/month, simple counter
$9/mo
Twelve Data
377 credits/min budget
$79/mo

Twelve Data charges "credits" per call (some endpoints cost >1 credit). UniRate counts each request as 1, with a monthly cap.

Currency focus

UniRateAPI
593 currencies + crypto + metals
$9/mo
Twelve Data
Multi-asset (stocks primary)
$79/mo

We support 593 currencies including crypto. Twelve Data is a multi-asset API whose forex is one market among many.

Calculate Your Savings

See how much you'd save by switching to UniRateAPI

10k 250k 500k 750k 1M
100,000 requests/month
UniRateAPI
$9
per month
750k requests included
Twelve Data
$14.99
per month
Basic plan (10k requests)
You Save
$72
per year
40% less

Plus, you get time-series included (Twelve Data charges $0 (included free) for that)!

Pricing at a glance

Head-to-head on the four fields that matter most.

Field UniRateAPI Twelve Data
Free tier 200 requests/day (6,000/month) 800 calls/day
Paid entry price $9/mo — 750,000 req/mo $79/mo — 377 credits/min (Grow tier) req/mo
Rate limits / update frequency Real-time, monthly quota (no daily cap) Real-time
Historical depth 1999-2026 Extensive

Pricing verified April 2026 against Twelve Data public pricing page.

Twelve Data Pricing Plans

See what you'd actually pay for comparable features

Plan Price Requests Overage Rate Time-Series
Basic $0 8 credits/min (800/day) N/A
Grow $79/mo 377 credits/min N/A
Pro $229/mo 1,597 credits/min N/A
Ultra $999/mo 10,946 credits/min N/A

To match UniRateAPI's features and request limits, you'd need Twelve Data's $79/mo (Grow — 377 credits/min easily handles 750k over a month) plan.

Feature Comparison

Feature UniRateAPI Twelve Data
Monthly Price $9/mo $79/mo
API Requests/Month 750,000 377 credits/min (Grow tier)
Time-Series Endpoint Included Requires $0 (included free)
Currencies 593 2,000+ forex pairs
Cryptocurrency Support 420+ 4,800+ crypto pairs
Precious Metals Gold, Silver, Platinum, Palladium Available
Free Tier 200 requests/day 800 calls/day
Historical Data 1999-2026 Extensive
Need metals too?

Precious metals API — gold, silver, platinum, palladium

Twelve Data doesn’t cover all four LBMA metals in one key. UniRateAPI does — live XAU/XAG/XPT/XPD spot, 36–58 years of history, $9/mo bundled with forex and crypto.

Open metals API page

Why Switch from Twelve Data?

UniRateAPI offers more value, better features, and lower costs compared to Twelve Data.

89% lower entry cost

Our $9/mo Pro plan covers most forex workloads. Twelve Data's cheapest paid tier is $79/mo.

Requests, not credits

Twelve Data charges credits per call — some endpoints cost multiple credits. UniRate charges 1 request per call, flat.

Predictable monthly quota

Per-minute credit budgets mean bursts can throttle you mid-request. Our monthly counter absorbs spikes.

Currency-focused API

Twelve Data is a multi-asset platform. We're built specifically for currencies.

Twelve Data Limitations

Here's what you might be missing with Twelve Data:

Cheapest paid tier is $79/mo (Grow) — vs our $9/mo Pro
Credit-based pricing: some endpoints cost >1 credit per call
Enterprise tier jumps to $999/mo (Ultra) — no mid-tier between $229 Pro and Ultra
Primarily a multi-asset API — forex is one market among many
Overage / extra-credit purchases complicate predictable billing

Easy Migration

Switching from Twelve Data to UniRateAPI is straightforward. Our REST API follows industry standards, making migration simple.

1

Sign Up Free

Create your account in seconds, no credit card required.

2

Get API Key

Your API key is generated instantly upon registration.

3

Update Endpoint

Simply update your API endpoint and start using UniRateAPI.

View Documentation →

Ready to Switch?

Join thousands of developers who chose UniRateAPI for reliable, affordable currency data.